LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,793
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,968
−HK$1,195/mo
Today · 4.125%
HK$40,163
baseline
▲ 0.50% · 4.625%
HK$42,607
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,326/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,044
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,172
−HK$1,144/mo
Today · 4.125%
HK$44,316
baseline
▲ 0.50% · 4.625%
HK$46,652
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,632/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,352
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,762
−HK$1,433/mo
Today · 4.125%
HK$48,195
baseline
▲ 0.50% · 4.625%
HK$51,128
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,390/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,453
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,806
−HK$1,373/mo
Today · 4.125%
HK$53,179
baseline
▲ 0.50% · 4.625%
HK$55,982
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,358/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,910
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,556
−HK$1,672/mo
Today · 4.125%
HK$56,228
baseline
▲ 0.50% · 4.625%
HK$59,649
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,456/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,862
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,441
−HK$1,601/mo
Today · 4.125%
HK$62,042
baseline
▲ 0.50% · 4.625%
HK$65,312
+HK$3,270/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,084/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,027
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,143
−HK$2,150/mo
Today · 4.125%
HK$72,293
baseline
▲ 0.50% · 4.625%
HK$76,692
+HK$4,399/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,586/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,680
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,709
−HK$2,059/mo
Today · 4.125%
HK$79,768
baseline
▲ 0.50% · 4.625%
HK$83,973
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,536/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,525 · Scale 2, in force from 26 Feb 2026)