LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,794
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,969
−HK$1,195/mo
Today · 4.125%
HK$40,164
baseline
▲ 0.50% · 4.625%
HK$42,607
+HK$2,443/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,328/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,045
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,173
−HK$1,143/mo
Today · 4.125%
HK$44,316
baseline
▲ 0.50% · 4.625%
HK$46,652
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,632/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,352
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,763
−HK$1,433/mo
Today · 4.125%
HK$48,196
baseline
▲ 0.50% · 4.625%
HK$51,129
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,392/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,454
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,807
−HK$1,373/mo
Today · 4.125%
HK$53,180
baseline
▲ 0.50% · 4.625%
HK$55,983
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,360/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,911
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,557
−HK$1,672/mo
Today · 4.125%
HK$56,229
baseline
▲ 0.50% · 4.625%
HK$59,650
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,458/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,863
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,442
−HK$1,601/mo
Today · 4.125%
HK$62,043
baseline
▲ 0.50% · 4.625%
HK$65,313
+HK$3,270/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,086/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,028
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,144
−HK$2,150/mo
Today · 4.125%
HK$72,294
baseline
▲ 0.50% · 4.625%
HK$76,693
+HK$4,399/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,588/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,681
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,711
−HK$2,059/mo
Today · 4.125%
HK$79,770
baseline
▲ 0.50% · 4.625%
HK$83,974
+HK$4,204/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,540/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,535 · Scale 2, in force from 26 Feb 2026)