LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,794
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,970
−HK$1,194/mo
Today · 4.125%
HK$40,164
baseline
▲ 0.50% · 4.625%
HK$42,608
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,328/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,046
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,173
−HK$1,144/mo
Today · 4.125%
HK$44,317
baseline
▲ 0.50% · 4.625%
HK$46,653
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,634/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,353
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,764
−HK$1,433/mo
Today · 4.125%
HK$48,197
baseline
▲ 0.50% · 4.625%
HK$51,130
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$96,394/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,455
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,808
−HK$1,373/mo
Today · 4.125%
HK$53,181
baseline
▲ 0.50% · 4.625%
HK$55,984
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.94M · min. income ≈ HK$106,362/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,912
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,558
−HK$1,672/mo
Today · 4.125%
HK$56,230
baseline
▲ 0.50% · 4.625%
HK$59,651
+HK$3,421/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,460/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,864
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,443
−HK$1,601/mo
Today · 4.125%
HK$62,044
baseline
▲ 0.50% · 4.625%
HK$65,315
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,088/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,030
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,146
−HK$2,150/mo
Today · 4.125%
HK$72,296
baseline
▲ 0.50% · 4.625%
HK$76,695
+HK$4,399/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,592/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,682
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,712
−HK$2,059/mo
Today · 4.125%
HK$79,771
baseline
▲ 0.50% · 4.625%
HK$83,976
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,542/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,547 · Scale 2, in force from 26 Feb 2026)