LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,796
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,971
−HK$1,195/mo
Today · 4.125%
HK$40,166
baseline
▲ 0.50% · 4.625%
HK$42,610
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,332/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,047
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,175
−HK$1,144/mo
Today · 4.125%
HK$44,319
baseline
▲ 0.50% · 4.625%
HK$46,655
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,638/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,355
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,766
−HK$1,433/mo
Today · 4.125%
HK$48,199
baseline
▲ 0.50% · 4.625%
HK$51,132
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,398/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,457
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,810
−HK$1,373/mo
Today · 4.125%
HK$53,183
baseline
▲ 0.50% · 4.625%
HK$55,986
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,366/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,914
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,560
−HK$1,672/mo
Today · 4.125%
HK$56,232
baseline
▲ 0.50% · 4.625%
HK$59,654
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,464/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,866
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,445
−HK$1,602/mo
Today · 4.125%
HK$62,047
baseline
▲ 0.50% · 4.625%
HK$65,317
+HK$3,270/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,094/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,032
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,149
−HK$2,150/mo
Today · 4.125%
HK$72,299
baseline
▲ 0.50% · 4.625%
HK$76,698
+HK$4,399/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,598/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,685
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,715
−HK$2,059/mo
Today · 4.125%
HK$79,774
baseline
▲ 0.50% · 4.625%
HK$83,979
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,548/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,571 · Scale 2, in force from 26 Feb 2026)