LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,796
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,972
−HK$1,194/mo
Today · 4.125%
HK$40,166
baseline
▲ 0.50% · 4.625%
HK$42,610
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,332/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,048
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,176
−HK$1,144/mo
Today · 4.125%
HK$44,320
baseline
▲ 0.50% · 4.625%
HK$46,656
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,640/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,355
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,766
−HK$1,434/mo
Today · 4.125%
HK$48,200
baseline
▲ 0.50% · 4.625%
HK$51,132
+HK$2,932/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,400/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,457
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,811
−HK$1,373/mo
Today · 4.125%
HK$53,184
baseline
▲ 0.50% · 4.625%
HK$55,987
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,368/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,915
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,561
−HK$1,672/mo
Today · 4.125%
HK$56,233
baseline
▲ 0.50% · 4.625%
HK$59,655
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,466/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,867
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,446
−HK$1,601/mo
Today · 4.125%
HK$62,047
baseline
▲ 0.50% · 4.625%
HK$65,318
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,094/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,033
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,149
−HK$2,150/mo
Today · 4.125%
HK$72,299
baseline
▲ 0.50% · 4.625%
HK$76,699
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,598/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,686
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,716
−HK$2,059/mo
Today · 4.125%
HK$79,775
baseline
▲ 0.50% · 4.625%
HK$83,980
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,550/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,579 · Scale 2, in force from 26 Feb 2026)