LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,798
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,973
−HK$1,195/mo
Today · 4.125%
HK$40,168
baseline
▲ 0.50% · 4.625%
HK$42,612
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,336/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,050
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,177
−HK$1,144/mo
Today · 4.125%
HK$44,321
baseline
▲ 0.50% · 4.625%
HK$46,658
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,642/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,357
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,768
−HK$1,434/mo
Today · 4.125%
HK$48,202
baseline
▲ 0.50% · 4.625%
HK$51,135
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,404/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,460
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,813
−HK$1,373/mo
Today · 4.125%
HK$53,186
baseline
▲ 0.50% · 4.625%
HK$55,989
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,372/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,917
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,563
−HK$1,672/mo
Today · 4.125%
HK$56,235
baseline
▲ 0.50% · 4.625%
HK$59,657
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,470/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,869
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,448
−HK$1,602/mo
Today · 4.125%
HK$62,050
baseline
▲ 0.50% · 4.625%
HK$65,321
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,100/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,036
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,152
−HK$2,150/mo
Today · 4.125%
HK$72,302
baseline
▲ 0.50% · 4.625%
HK$76,702
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,604/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,689
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,719
−HK$2,060/mo
Today · 4.125%
HK$79,779
baseline
▲ 0.50% · 4.625%
HK$83,984
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,558/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,604 · Scale 2, in force from 26 Feb 2026)