LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,798
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,974
−HK$1,195/mo
Today · 4.125%
HK$40,169
baseline
▲ 0.50% · 4.625%
HK$42,613
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,338/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,050
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,178
−HK$1,144/mo
Today · 4.125%
HK$44,322
baseline
▲ 0.50% · 4.625%
HK$46,658
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,644/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,358
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,769
−HK$1,433/mo
Today · 4.125%
HK$48,202
baseline
▲ 0.50% · 4.625%
HK$51,135
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,404/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,460
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,814
−HK$1,372/mo
Today · 4.125%
HK$53,186
baseline
▲ 0.50% · 4.625%
HK$55,990
+HK$2,804/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,372/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,918
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,672/mo
Today · 4.125%
HK$56,236
baseline
▲ 0.50% · 4.625%
HK$59,658
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,472/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,870
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,449
−HK$1,602/mo
Today · 4.125%
HK$62,051
baseline
▲ 0.50% · 4.625%
HK$65,322
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,102/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,037
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,153
−HK$2,150/mo
Today · 4.125%
HK$72,303
baseline
▲ 0.50% · 4.625%
HK$76,703
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,606/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,690
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,720
−HK$2,060/mo
Today · 4.125%
HK$79,780
baseline
▲ 0.50% · 4.625%
HK$83,985
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,560/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,612 · Scale 2, in force from 26 Feb 2026)