LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,799
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,974
−HK$1,195/mo
Today · 4.125%
HK$40,169
baseline
▲ 0.50% · 4.625%
HK$42,613
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,338/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,051
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,178
−HK$1,144/mo
Today · 4.125%
HK$44,322
baseline
▲ 0.50% · 4.625%
HK$46,659
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,644/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,358
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,769
−HK$1,434/mo
Today · 4.125%
HK$48,203
baseline
▲ 0.50% · 4.625%
HK$51,136
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,406/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,461
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,814
−HK$1,373/mo
Today · 4.125%
HK$53,187
baseline
▲ 0.50% · 4.625%
HK$55,990
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,374/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,918
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,672/mo
Today · 4.125%
HK$56,236
baseline
▲ 0.50% · 4.625%
HK$59,658
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,472/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,871
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,450
−HK$1,601/mo
Today · 4.125%
HK$62,051
baseline
▲ 0.50% · 4.625%
HK$65,322
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,102/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,037
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,154
−HK$2,150/mo
Today · 4.125%
HK$72,304
baseline
▲ 0.50% · 4.625%
HK$76,704
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,608/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,691
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,721
−HK$2,059/mo
Today · 4.125%
HK$79,780
baseline
▲ 0.50% · 4.625%
HK$83,986
+HK$4,206/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,560/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,618 · Scale 2, in force from 26 Feb 2026)