LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,799
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,975
−HK$1,195/mo
Today · 4.125%
HK$40,170
baseline
▲ 0.50% · 4.625%
HK$42,614
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,340/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,051
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,179
−HK$1,144/mo
Today · 4.125%
HK$44,323
baseline
▲ 0.50% · 4.625%
HK$46,660
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,646/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,359
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,770
−HK$1,434/mo
Today · 4.125%
HK$48,204
baseline
▲ 0.50% · 4.625%
HK$51,137
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,408/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,462
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,815
−HK$1,373/mo
Today · 4.125%
HK$53,188
baseline
▲ 0.50% · 4.625%
HK$55,991
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,376/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,919
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,565
−HK$1,672/mo
Today · 4.125%
HK$56,237
baseline
▲ 0.50% · 4.625%
HK$59,659
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,474/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,872
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,451
−HK$1,601/mo
Today · 4.125%
HK$62,052
baseline
▲ 0.50% · 4.625%
HK$65,323
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,104/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,039
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,155
−HK$2,150/mo
Today · 4.125%
HK$72,305
baseline
▲ 0.50% · 4.625%
HK$76,705
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,610/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,692
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,722
−HK$2,060/mo
Today · 4.125%
HK$79,782
baseline
▲ 0.50% · 4.625%
HK$83,987
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,564/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,629 · Scale 2, in force from 26 Feb 2026)