LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,800
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,976
−HK$1,194/mo
Today · 4.125%
HK$40,170
baseline
▲ 0.50% · 4.625%
HK$42,614
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,340/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,052
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,180
−HK$1,144/mo
Today · 4.125%
HK$44,324
baseline
▲ 0.50% · 4.625%
HK$46,660
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,648/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,360
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,771
−HK$1,433/mo
Today · 4.125%
HK$48,204
baseline
▲ 0.50% · 4.625%
HK$51,137
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,408/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,462
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,816
−HK$1,373/mo
Today · 4.125%
HK$53,189
baseline
▲ 0.50% · 4.625%
HK$55,992
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,378/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,920
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,566
−HK$1,672/mo
Today · 4.125%
HK$56,238
baseline
▲ 0.50% · 4.625%
HK$59,660
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,476/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,873
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,452
−HK$1,601/mo
Today · 4.125%
HK$62,053
baseline
▲ 0.50% · 4.625%
HK$65,324
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,106/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,040
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,156
−HK$2,150/mo
Today · 4.125%
HK$72,306
baseline
▲ 0.50% · 4.625%
HK$76,706
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,612/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,693
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,723
−HK$2,060/mo
Today · 4.125%
HK$79,783
baseline
▲ 0.50% · 4.625%
HK$83,988
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,566/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,637 · Scale 2, in force from 26 Feb 2026)