LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,801
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,977
−HK$1,195/mo
Today · 4.125%
HK$40,172
baseline
▲ 0.50% · 4.625%
HK$42,616
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,344/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,053
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,181
−HK$1,144/mo
Today · 4.125%
HK$44,325
baseline
▲ 0.50% · 4.625%
HK$46,662
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,650/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,361
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,772
−HK$1,434/mo
Today · 4.125%
HK$48,206
baseline
▲ 0.50% · 4.625%
HK$51,139
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,412/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,464
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,818
−HK$1,373/mo
Today · 4.125%
HK$53,191
baseline
▲ 0.50% · 4.625%
HK$55,994
+HK$2,803/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,382/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,922
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,568
−HK$1,672/mo
Today · 4.125%
HK$56,240
baseline
▲ 0.50% · 4.625%
HK$59,662
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,480/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,875
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,454
−HK$1,602/mo
Today · 4.125%
HK$62,056
baseline
▲ 0.50% · 4.625%
HK$65,327
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,112/mo (50% DSR)
Upfront cash ≈ HK$5.59M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,042
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,159
−HK$2,150/mo
Today · 4.125%
HK$72,309
baseline
▲ 0.50% · 4.625%
HK$76,709
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,618/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,696
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,726
−HK$2,060/mo
Today · 4.125%
HK$79,786
baseline
▲ 0.50% · 4.625%
HK$83,992
+HK$4,206/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,572/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,661 · Scale 2, in force from 26 Feb 2026)