LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,803
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,979
−HK$1,195/mo
Today · 4.125%
HK$40,174
baseline
▲ 0.50% · 4.625%
HK$42,618
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,348/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,055
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,183
−HK$1,145/mo
Today · 4.125%
HK$44,328
baseline
▲ 0.50% · 4.625%
HK$46,664
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,656/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,364
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,775
−HK$1,433/mo
Today · 4.125%
HK$48,208
baseline
▲ 0.50% · 4.625%
HK$51,142
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,416/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,467
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,820
−HK$1,373/mo
Today · 4.125%
HK$53,193
baseline
▲ 0.50% · 4.625%
HK$55,997
+HK$2,804/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,386/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,924
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,570
−HK$1,673/mo
Today · 4.125%
HK$56,243
baseline
▲ 0.50% · 4.625%
HK$59,665
+HK$3,422/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$112,486/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,878
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,457
−HK$1,602/mo
Today · 4.125%
HK$62,059
baseline
▲ 0.50% · 4.625%
HK$65,330
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.60M · min. income ≈ HK$124,118/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,045
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,162
−HK$2,150/mo
Today · 4.125%
HK$72,312
baseline
▲ 0.50% · 4.625%
HK$76,712
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,624/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,700
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,730
−HK$2,060/mo
Today · 4.125%
HK$79,790
baseline
▲ 0.50% · 4.625%
HK$83,995
+HK$4,205/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,580/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,690 · Scale 2, in force from 26 Feb 2026)