LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,807
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,983
−HK$1,195/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,623
+HK$2,445/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,060
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,188
−HK$1,145/mo
Today · 4.125%
HK$44,333
baseline
▲ 0.50% · 4.625%
HK$46,669
+HK$2,336/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,666/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,369
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,780
−HK$1,434/mo
Today · 4.125%
HK$48,214
baseline
▲ 0.50% · 4.625%
HK$51,147
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,428/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,472
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,826
−HK$1,373/mo
Today · 4.125%
HK$53,199
baseline
▲ 0.50% · 4.625%
HK$56,003
+HK$2,804/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,398/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,930
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,577
−HK$1,672/mo
Today · 4.125%
HK$56,249
baseline
▲ 0.50% · 4.625%
HK$59,672
+HK$3,423/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$112,498/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,884
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,463
−HK$1,603/mo
Today · 4.125%
HK$62,066
baseline
▲ 0.50% · 4.625%
HK$65,337
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$124,132/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,053
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,170
−HK$2,151/mo
Today · 4.125%
HK$72,321
baseline
▲ 0.50% · 4.625%
HK$76,721
+HK$4,400/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,642/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,708
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,739
−HK$2,060/mo
Today · 4.125%
HK$79,799
baseline
▲ 0.50% · 4.625%
HK$84,005
+HK$4,206/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,598/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,760 · Scale 2, in force from 26 Feb 2026)