LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,808
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,984
−HK$1,194/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,623
+HK$2,445/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,061
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,189
−HK$1,144/mo
Today · 4.125%
HK$44,333
baseline
▲ 0.50% · 4.625%
HK$46,670
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,666/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,369
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,780
−HK$1,434/mo
Today · 4.125%
HK$48,214
baseline
▲ 0.50% · 4.625%
HK$51,148
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,428/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,473
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,826
−HK$1,374/mo
Today · 4.125%
HK$53,200
baseline
▲ 0.50% · 4.625%
HK$56,004
+HK$2,804/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,400/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,931
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,577
−HK$1,673/mo
Today · 4.125%
HK$56,250
baseline
▲ 0.50% · 4.625%
HK$59,673
+HK$3,423/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$112,500/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,885
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,464
−HK$1,602/mo
Today · 4.125%
HK$62,066
baseline
▲ 0.50% · 4.625%
HK$65,338
+HK$3,272/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$124,132/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,054
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,171
−HK$2,150/mo
Today · 4.125%
HK$72,321
baseline
▲ 0.50% · 4.625%
HK$76,722
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,642/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,709
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,740
−HK$2,059/mo
Today · 4.125%
HK$79,799
baseline
▲ 0.50% · 4.625%
HK$84,006
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,598/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,766 · Scale 2, in force from 26 Feb 2026)