LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,809
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,985
−HK$1,195/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,624
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,062
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,190
−HK$1,144/mo
Today · 4.125%
HK$44,334
baseline
▲ 0.50% · 4.625%
HK$46,671
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,668/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,370
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,782
−HK$1,433/mo
Today · 4.125%
HK$48,215
baseline
▲ 0.50% · 4.625%
HK$51,149
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,430/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,474
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,828
−HK$1,373/mo
Today · 4.125%
HK$53,201
baseline
▲ 0.50% · 4.625%
HK$56,005
+HK$2,804/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,402/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,932
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,579
−HK$1,672/mo
Today · 4.125%
HK$56,251
baseline
▲ 0.50% · 4.625%
HK$59,674
+HK$3,423/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$112,502/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,886
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,466
−HK$1,602/mo
Today · 4.125%
HK$62,068
baseline
▲ 0.50% · 4.625%
HK$65,339
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$124,136/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,055
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,172
−HK$2,151/mo
Today · 4.125%
HK$72,323
baseline
▲ 0.50% · 4.625%
HK$76,724
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,646/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,711
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,742
−HK$2,059/mo
Today · 4.125%
HK$79,801
baseline
▲ 0.50% · 4.625%
HK$84,008
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,602/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,783 · Scale 2, in force from 26 Feb 2026)