LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,810
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,986
−HK$1,195/mo
Today · 4.125%
HK$40,181
baseline
▲ 0.50% · 4.625%
HK$42,626
+HK$2,445/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,362/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,064
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,192
−HK$1,144/mo
Today · 4.125%
HK$44,336
baseline
▲ 0.50% · 4.625%
HK$46,673
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,672/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,372
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,784
−HK$1,434/mo
Today · 4.125%
HK$48,218
baseline
▲ 0.50% · 4.625%
HK$51,151
+HK$2,933/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,436/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,476
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,830
−HK$1,373/mo
Today · 4.125%
HK$53,203
baseline
▲ 0.50% · 4.625%
HK$56,008
+HK$2,805/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,406/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,934
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,581
−HK$1,673/mo
Today · 4.125%
HK$56,254
baseline
▲ 0.50% · 4.625%
HK$59,677
+HK$3,423/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$112,508/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,889
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,468
−HK$1,603/mo
Today · 4.125%
HK$62,071
baseline
▲ 0.50% · 4.625%
HK$65,342
+HK$3,271/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$124,142/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,058
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,175
−HK$2,151/mo
Today · 4.125%
HK$72,326
baseline
▲ 0.50% · 4.625%
HK$76,727
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,652/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,714
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,745
−HK$2,060/mo
Today · 4.125%
HK$79,805
baseline
▲ 0.50% · 4.625%
HK$84,012
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,610/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,810 · Scale 2, in force from 26 Feb 2026)