LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,810
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,987
−HK$1,195/mo
Today · 4.125%
HK$40,182
baseline
▲ 0.50% · 4.625%
HK$42,626
+HK$2,444/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,364/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,064
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,192
−HK$1,144/mo
Today · 4.125%
HK$44,336
baseline
▲ 0.50% · 4.625%
HK$46,673
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,672/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,373
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,784
−HK$1,434/mo
Today · 4.125%
HK$48,218
baseline
▲ 0.50% · 4.625%
HK$51,152
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,436/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,477
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,830
−HK$1,374/mo
Today · 4.125%
HK$53,204
baseline
▲ 0.50% · 4.625%
HK$56,008
+HK$2,804/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,408/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,935
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,581
−HK$1,673/mo
Today · 4.125%
HK$56,254
baseline
▲ 0.50% · 4.625%
HK$59,677
+HK$3,423/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$112,508/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,889
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,469
−HK$1,602/mo
Today · 4.125%
HK$62,071
baseline
▲ 0.50% · 4.625%
HK$65,343
+HK$3,272/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$124,142/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,059
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,176
−HK$2,151/mo
Today · 4.125%
HK$72,327
baseline
▲ 0.50% · 4.625%
HK$76,728
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,654/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,715
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,745
−HK$2,060/mo
Today · 4.125%
HK$79,805
baseline
▲ 0.50% · 4.625%
HK$84,012
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,610/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,813 · Scale 2, in force from 26 Feb 2026)