LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,811
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,987
−HK$1,195/mo
Today · 4.125%
HK$40,182
baseline
▲ 0.50% · 4.625%
HK$42,627
+HK$2,445/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,364/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,065
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,193
−HK$1,144/mo
Today · 4.125%
HK$44,337
baseline
▲ 0.50% · 4.625%
HK$46,674
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,674/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,374
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,785
−HK$1,434/mo
Today · 4.125%
HK$48,219
baseline
▲ 0.50% · 4.625%
HK$51,153
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,438/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,478
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,831
−HK$1,374/mo
Today · 4.125%
HK$53,205
baseline
▲ 0.50% · 4.625%
HK$56,009
+HK$2,804/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,410/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,936
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,582
−HK$1,673/mo
Today · 4.125%
HK$56,255
baseline
▲ 0.50% · 4.625%
HK$59,678
+HK$3,423/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$112,510/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,891
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,470
−HK$1,602/mo
Today · 4.125%
HK$62,072
baseline
▲ 0.50% · 4.625%
HK$65,344
+HK$3,272/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$124,144/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,060
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,177
−HK$2,151/mo
Today · 4.125%
HK$72,328
baseline
▲ 0.50% · 4.625%
HK$76,729
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,656/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,717
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,747
−HK$2,060/mo
Today · 4.125%
HK$79,807
baseline
▲ 0.50% · 4.625%
HK$84,014
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,614/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,828 · Scale 2, in force from 26 Feb 2026)