LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,814
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,990
−HK$1,195/mo
Today · 4.125%
HK$40,185
baseline
▲ 0.50% · 4.625%
HK$42,630
+HK$2,445/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,370/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,067
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,196
−HK$1,144/mo
Today · 4.125%
HK$44,340
baseline
▲ 0.50% · 4.625%
HK$46,677
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,680/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,377
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,788
−HK$1,434/mo
Today · 4.125%
HK$48,222
baseline
▲ 0.50% · 4.625%
HK$51,156
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,444/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,481
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,835
−HK$1,373/mo
Today · 4.125%
HK$53,208
baseline
▲ 0.50% · 4.625%
HK$56,013
+HK$2,805/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,416/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,939
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,586
−HK$1,673/mo
Today · 4.125%
HK$56,259
baseline
▲ 0.50% · 4.625%
HK$59,682
+HK$3,423/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$112,518/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,894
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,474
−HK$1,602/mo
Today · 4.125%
HK$62,076
baseline
▲ 0.50% · 4.625%
HK$65,348
+HK$3,272/mo
Deposit HK$4.97M · loan HK$11.61M · min. income ≈ HK$124,152/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,065
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,182
−HK$2,151/mo
Today · 4.125%
HK$72,333
baseline
▲ 0.50% · 4.625%
HK$76,734
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$144,666/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,721
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,752
−HK$2,060/mo
Today · 4.125%
HK$79,812
baseline
▲ 0.50% · 4.625%
HK$84,019
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.92M · min. income ≈ HK$159,624/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,868 · Scale 2, in force from 26 Feb 2026)