LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,815
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,992
−HK$1,195/mo
Today · 4.125%
HK$40,187
baseline
▲ 0.50% · 4.625%
HK$42,632
+HK$2,445/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,374/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,069
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,197
−HK$1,145/mo
Today · 4.125%
HK$44,342
baseline
▲ 0.50% · 4.625%
HK$46,679
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,684/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,378
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,790
−HK$1,434/mo
Today · 4.125%
HK$48,224
baseline
▲ 0.50% · 4.625%
HK$51,158
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,448/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,483
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,837
−HK$1,373/mo
Today · 4.125%
HK$53,210
baseline
▲ 0.50% · 4.625%
HK$56,015
+HK$2,805/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,420/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,941
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,588
−HK$1,673/mo
Today · 4.125%
HK$56,261
baseline
▲ 0.50% · 4.625%
HK$59,685
+HK$3,424/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,522/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,897
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,476
−HK$1,603/mo
Today · 4.125%
HK$62,079
baseline
▲ 0.50% · 4.625%
HK$65,351
+HK$3,272/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,158/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,067
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,185
−HK$2,151/mo
Today · 4.125%
HK$72,336
baseline
▲ 0.50% · 4.625%
HK$76,737
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,672/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,724
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,755
−HK$2,061/mo
Today · 4.125%
HK$79,816
baseline
▲ 0.50% · 4.625%
HK$84,023
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,632/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,892 · Scale 2, in force from 26 Feb 2026)