LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,816
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,992
−HK$1,196/mo
Today · 4.125%
HK$40,188
baseline
▲ 0.50% · 4.625%
HK$42,633
+HK$2,445/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,376/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,070
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,198
−HK$1,145/mo
Today · 4.125%
HK$44,343
baseline
▲ 0.50% · 4.625%
HK$46,680
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,686/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,379
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,791
−HK$1,434/mo
Today · 4.125%
HK$48,225
baseline
▲ 0.50% · 4.625%
HK$51,159
+HK$2,934/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,450/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,484
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,838
−HK$1,374/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,017
+HK$2,805/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,943
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,589
−HK$1,674/mo
Today · 4.125%
HK$56,263
baseline
▲ 0.50% · 4.625%
HK$59,686
+HK$3,423/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,526/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,898
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,478
−HK$1,602/mo
Today · 4.125%
HK$62,080
baseline
▲ 0.50% · 4.625%
HK$65,353
+HK$3,273/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,160/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,069
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,186
−HK$2,152/mo
Today · 4.125%
HK$72,338
baseline
▲ 0.50% · 4.625%
HK$76,739
+HK$4,401/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,676/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,726
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,757
−HK$2,060/mo
Today · 4.125%
HK$79,817
baseline
▲ 0.50% · 4.625%
HK$84,025
+HK$4,208/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,634/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,907 · Scale 2, in force from 26 Feb 2026)