LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,817
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,993
−HK$1,195/mo
Today · 4.125%
HK$40,188
baseline
▲ 0.50% · 4.625%
HK$42,634
+HK$2,446/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,376/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,071
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,199
−HK$1,145/mo
Today · 4.125%
HK$44,344
baseline
▲ 0.50% · 4.625%
HK$46,681
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,688/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,380
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,792
−HK$1,434/mo
Today · 4.125%
HK$48,226
baseline
▲ 0.50% · 4.625%
HK$51,161
+HK$2,935/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,452/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,485
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,839
−HK$1,374/mo
Today · 4.125%
HK$53,213
baseline
▲ 0.50% · 4.625%
HK$56,018
+HK$2,805/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,426/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,944
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,591
−HK$1,673/mo
Today · 4.125%
HK$56,264
baseline
▲ 0.50% · 4.625%
HK$59,687
+HK$3,423/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,528/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,899
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,479
−HK$1,603/mo
Today · 4.125%
HK$62,082
baseline
▲ 0.50% · 4.625%
HK$65,354
+HK$3,272/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,164/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,071
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,188
−HK$2,151/mo
Today · 4.125%
HK$72,339
baseline
▲ 0.50% · 4.625%
HK$76,741
+HK$4,402/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,678/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,728
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,759
−HK$2,060/mo
Today · 4.125%
HK$79,819
baseline
▲ 0.50% · 4.625%
HK$84,027
+HK$4,208/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,638/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,920 · Scale 2, in force from 26 Feb 2026)