LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,819
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,995
−HK$1,195/mo
Today · 4.125%
HK$40,190
baseline
▲ 0.50% · 4.625%
HK$42,636
+HK$2,446/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,380/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,073
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,201
−HK$1,145/mo
Today · 4.125%
HK$44,346
baseline
▲ 0.50% · 4.625%
HK$46,683
+HK$2,337/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,692/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,382
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,794
−HK$1,434/mo
Today · 4.125%
HK$48,228
baseline
▲ 0.50% · 4.625%
HK$51,163
+HK$2,935/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,456/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,487
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,841
−HK$1,374/mo
Today · 4.125%
HK$53,215
baseline
▲ 0.50% · 4.625%
HK$56,020
+HK$2,805/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,430/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,946
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,593
−HK$1,673/mo
Today · 4.125%
HK$56,266
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$3,424/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,532/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,902
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,482
−HK$1,602/mo
Today · 4.125%
HK$62,084
baseline
▲ 0.50% · 4.625%
HK$65,357
+HK$3,273/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,168/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,073
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,191
−HK$2,151/mo
Today · 4.125%
HK$72,342
baseline
▲ 0.50% · 4.625%
HK$76,744
+HK$4,402/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,684/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,731
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,762
−HK$2,061/mo
Today · 4.125%
HK$79,823
baseline
▲ 0.50% · 4.625%
HK$84,030
+HK$4,207/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,646/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$621,947 · Scale 2, in force from 26 Feb 2026)