LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,822
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,999
−HK$1,195/mo
Today · 4.125%
HK$40,194
baseline
▲ 0.50% · 4.625%
HK$42,640
+HK$2,446/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,388/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,077
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,205
−HK$1,145/mo
Today · 4.125%
HK$44,350
baseline
▲ 0.50% · 4.625%
HK$46,688
+HK$2,338/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,700/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,387
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,798
−HK$1,435/mo
Today · 4.125%
HK$48,233
baseline
▲ 0.50% · 4.625%
HK$51,168
+HK$2,935/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$96,466/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,492
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,846
−HK$1,374/mo
Today · 4.125%
HK$53,220
baseline
▲ 0.50% · 4.625%
HK$56,025
+HK$2,805/mo
Deposit HK$6.63M · loan HK$9.95M · min. income ≈ HK$106,440/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,951
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,598
−HK$1,674/mo
Today · 4.125%
HK$56,272
baseline
▲ 0.50% · 4.625%
HK$59,696
+HK$3,424/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,544/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,908
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,487
−HK$1,603/mo
Today · 4.125%
HK$62,090
baseline
▲ 0.50% · 4.625%
HK$65,363
+HK$3,273/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,180/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,080
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,198
−HK$2,151/mo
Today · 4.125%
HK$72,349
baseline
▲ 0.50% · 4.625%
HK$76,751
+HK$4,402/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,698/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,738
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,769
−HK$2,061/mo
Today · 4.125%
HK$79,830
baseline
▲ 0.50% · 4.625%
HK$84,038
+HK$4,208/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,660/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,006 · Scale 2, in force from 26 Feb 2026)