LTV · monthly repayment
▼ 0.50% · 3.625%
HK$378,240
−HK$23,719/mo
▼ 0.25% · 3.875%
HK$390,005
−HK$11,954/mo
Today · 4.125%
HK$401,959
baseline
▲ 0.50% · 4.625%
HK$426,417
+HK$24,458/mo
Deposit HK$82.94M · loan HK$82.94M · min. income ≈ HK$803,918/mo (50% DSR)
Upfront cash ≈ HK$93.72M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,788
−HK$22,734/mo
▼ 0.25% · 3.875%
HK$432,073
−HK$11,449/mo
Today · 4.125%
HK$443,522
baseline
▲ 0.50% · 4.625%
HK$466,901
+HK$23,379/mo
Deposit HK$82.94M · loan HK$82.94M · min. income ≈ HK$887,044/mo (50% DSR)
Upfront cash ≈ HK$93.72M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$453,888
−HK$28,463/mo
▼ 0.25% · 3.875%
HK$468,006
−HK$14,345/mo
Today · 4.125%
HK$482,351
baseline
▲ 0.50% · 4.625%
HK$511,701
+HK$29,350/mo
Deposit HK$66.35M · loan HK$99.53M · min. income ≈ HK$964,702/mo (50% DSR)
Upfront cash ≈ HK$77.13M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$504,946
−HK$27,280/mo
▼ 0.25% · 3.875%
HK$518,488
−HK$13,738/mo
Today · 4.125%
HK$532,226
baseline
▲ 0.50% · 4.625%
HK$560,281
+HK$28,055/mo
Deposit HK$66.35M · loan HK$99.53M · min. income ≈ HK$1,064,452/mo (50% DSR)
Upfront cash ≈ HK$77.13M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$529,536
−HK$33,206/mo
▼ 0.25% · 3.875%
HK$546,007
−HK$16,735/mo
Today · 4.125%
HK$562,742
baseline
▲ 0.50% · 4.625%
HK$596,984
+HK$34,242/mo
Deposit HK$49.76M · loan HK$116.11M · min. income ≈ HK$1,125,484/mo (50% DSR)
Upfront cash ≈ HK$60.54M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$589,103
−HK$31,828/mo
▼ 0.25% · 3.875%
HK$604,903
−HK$16,028/mo
Today · 4.125%
HK$620,931
baseline
▲ 0.50% · 4.625%
HK$653,661
+HK$32,730/mo
Deposit HK$49.76M · loan HK$116.11M · min. income ≈ HK$1,241,862/mo (50% DSR)
Upfront cash ≈ HK$60.54M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$680,832
−HK$42,694/mo
▼ 0.25% · 3.875%
HK$702,010
−HK$21,516/mo
Today · 4.125%
HK$723,526
baseline
▲ 0.50% · 4.625%
HK$767,551
+HK$44,025/mo
Deposit HK$16.59M · loan HK$149.29M · min. income ≈ HK$1,447,052/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$757,419
−HK$40,921/mo
▼ 0.25% · 3.875%
HK$777,732
−HK$20,608/mo
Today · 4.125%
HK$798,340
baseline
▲ 0.50% · 4.625%
HK$840,421
+HK$42,081/mo
Deposit HK$16.59M · loan HK$149.29M · min. income ≈ HK$1,596,680/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$10,781,942 · Scale 2, in force from 26 Feb 2026)