LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,824
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,001
−HK$1,195/mo
Today · 4.125%
HK$40,196
baseline
▲ 0.50% · 4.625%
HK$42,642
+HK$2,446/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,392/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,079
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,208
−HK$1,144/mo
Today · 4.125%
HK$44,352
baseline
▲ 0.50% · 4.625%
HK$46,690
+HK$2,338/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,704/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,389
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,801
−HK$1,434/mo
Today · 4.125%
HK$48,235
baseline
▲ 0.50% · 4.625%
HK$51,170
+HK$2,935/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$96,470/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,495
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,849
−HK$1,374/mo
Today · 4.125%
HK$53,223
baseline
▲ 0.50% · 4.625%
HK$56,028
+HK$2,805/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$106,446/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,954
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,601
−HK$1,673/mo
Today · 4.125%
HK$56,274
baseline
▲ 0.50% · 4.625%
HK$59,699
+HK$3,425/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,548/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,911
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,491
−HK$1,602/mo
Today · 4.125%
HK$62,093
baseline
▲ 0.50% · 4.625%
HK$65,366
+HK$3,273/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,186/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,083
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,201
−HK$2,152/mo
Today · 4.125%
HK$72,353
baseline
▲ 0.50% · 4.625%
HK$76,755
+HK$4,402/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,706/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,742
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,774
−HK$2,060/mo
Today · 4.125%
HK$79,834
baseline
▲ 0.50% · 4.625%
HK$84,042
+HK$4,208/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,668/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,038 · Scale 2, in force from 26 Feb 2026)