LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,825
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$39,001
−HK$1,195/mo
Today · 4.125%
HK$40,196
baseline
▲ 0.50% · 4.625%
HK$42,642
+HK$2,446/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,392/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,079
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,208
−HK$1,145/mo
Today · 4.125%
HK$44,353
baseline
▲ 0.50% · 4.625%
HK$46,691
+HK$2,338/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,706/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,389
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,801
−HK$1,435/mo
Today · 4.125%
HK$48,236
baseline
▲ 0.50% · 4.625%
HK$51,171
+HK$2,935/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$96,472/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,495
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,850
−HK$1,373/mo
Today · 4.125%
HK$53,223
baseline
▲ 0.50% · 4.625%
HK$56,029
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$106,446/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,954
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,602
−HK$1,673/mo
Today · 4.125%
HK$56,275
baseline
▲ 0.50% · 4.625%
HK$59,699
+HK$3,424/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,550/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,911
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,491
−HK$1,603/mo
Today · 4.125%
HK$62,094
baseline
▲ 0.50% · 4.625%
HK$65,367
+HK$3,273/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,188/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,084
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,202
−HK$2,152/mo
Today · 4.125%
HK$72,354
baseline
▲ 0.50% · 4.625%
HK$76,756
+HK$4,402/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,708/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,743
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,774
−HK$2,061/mo
Today · 4.125%
HK$79,835
baseline
▲ 0.50% · 4.625%
HK$84,043
+HK$4,208/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,670/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,045 · Scale 2, in force from 26 Feb 2026)