LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,828
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,005
−HK$1,196/mo
Today · 4.125%
HK$40,201
baseline
▲ 0.50% · 4.625%
HK$42,647
+HK$2,446/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,402/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,084
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,212
−HK$1,145/mo
Today · 4.125%
HK$44,357
baseline
▲ 0.50% · 4.625%
HK$46,696
+HK$2,339/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,714/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,394
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,806
−HK$1,435/mo
Today · 4.125%
HK$48,241
baseline
▲ 0.50% · 4.625%
HK$51,176
+HK$2,935/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$96,482/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,500
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,855
−HK$1,374/mo
Today · 4.125%
HK$53,229
baseline
▲ 0.50% · 4.625%
HK$56,035
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$106,458/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,960
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,607
−HK$1,674/mo
Today · 4.125%
HK$56,281
baseline
▲ 0.50% · 4.625%
HK$59,705
+HK$3,424/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,562/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,917
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,497
−HK$1,603/mo
Today · 4.125%
HK$62,100
baseline
▲ 0.50% · 4.625%
HK$65,374
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,200/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,091
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,209
−HK$2,152/mo
Today · 4.125%
HK$72,361
baseline
▲ 0.50% · 4.625%
HK$76,764
+HK$4,403/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,722/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,751
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,782
−HK$2,061/mo
Today · 4.125%
HK$79,843
baseline
▲ 0.50% · 4.625%
HK$84,052
+HK$4,209/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,686/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,108 · Scale 2, in force from 26 Feb 2026)