LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,829
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,006
−HK$1,195/mo
Today · 4.125%
HK$40,201
baseline
▲ 0.50% · 4.625%
HK$42,648
+HK$2,447/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$80,402/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,085
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,213
−HK$1,145/mo
Today · 4.125%
HK$44,358
baseline
▲ 0.50% · 4.625%
HK$46,697
+HK$2,339/mo
Deposit HK$8.29M · loan HK$8.29M · min. income ≈ HK$88,716/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,395
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,807
−HK$1,435/mo
Today · 4.125%
HK$48,242
baseline
▲ 0.50% · 4.625%
HK$51,177
+HK$2,935/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$96,484/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,502
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,856
−HK$1,374/mo
Today · 4.125%
HK$53,230
baseline
▲ 0.50% · 4.625%
HK$56,036
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$106,460/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,961
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,608
−HK$1,674/mo
Today · 4.125%
HK$56,282
baseline
▲ 0.50% · 4.625%
HK$59,707
+HK$3,425/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,564/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,919
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,499
−HK$1,603/mo
Today · 4.125%
HK$62,102
baseline
▲ 0.50% · 4.625%
HK$65,375
+HK$3,273/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,204/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,093
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,211
−HK$2,152/mo
Today · 4.125%
HK$72,363
baseline
▲ 0.50% · 4.625%
HK$76,766
+HK$4,403/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,726/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,752
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,784
−HK$2,061/mo
Today · 4.125%
HK$79,845
baseline
▲ 0.50% · 4.625%
HK$84,054
+HK$4,209/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,690/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,122 · Scale 2, in force from 26 Feb 2026)