LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,831
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,008
−HK$1,195/mo
Today · 4.125%
HK$40,203
baseline
▲ 0.50% · 4.625%
HK$42,649
+HK$2,446/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,406/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,086
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,215
−HK$1,145/mo
Today · 4.125%
HK$44,360
baseline
▲ 0.50% · 4.625%
HK$46,698
+HK$2,338/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,720/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,397
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,809
−HK$1,435/mo
Today · 4.125%
HK$48,244
baseline
▲ 0.50% · 4.625%
HK$51,179
+HK$2,935/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$96,488/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,504
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,858
−HK$1,374/mo
Today · 4.125%
HK$53,232
baseline
▲ 0.50% · 4.625%
HK$56,038
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$106,464/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,963
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,611
−HK$1,673/mo
Today · 4.125%
HK$56,284
baseline
▲ 0.50% · 4.625%
HK$59,709
+HK$3,425/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,568/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,921
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,501
−HK$1,603/mo
Today · 4.125%
HK$62,104
baseline
▲ 0.50% · 4.625%
HK$65,378
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,208/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,095
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,214
−HK$2,152/mo
Today · 4.125%
HK$72,366
baseline
▲ 0.50% · 4.625%
HK$76,769
+HK$4,403/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,732/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,755
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,787
−HK$2,061/mo
Today · 4.125%
HK$79,848
baseline
▲ 0.50% · 4.625%
HK$84,057
+HK$4,209/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,696/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,147 · Scale 2, in force from 26 Feb 2026)