LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,831
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,008
−HK$1,196/mo
Today · 4.125%
HK$40,204
baseline
▲ 0.50% · 4.625%
HK$42,650
+HK$2,446/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,408/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,087
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,216
−HK$1,145/mo
Today · 4.125%
HK$44,361
baseline
▲ 0.50% · 4.625%
HK$46,699
+HK$2,338/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,722/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,398
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,810
−HK$1,434/mo
Today · 4.125%
HK$48,244
baseline
▲ 0.50% · 4.625%
HK$51,180
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$96,488/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,504
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,859
−HK$1,374/mo
Today · 4.125%
HK$53,233
baseline
▲ 0.50% · 4.625%
HK$56,039
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$106,466/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,964
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,611
−HK$1,674/mo
Today · 4.125%
HK$56,285
baseline
▲ 0.50% · 4.625%
HK$59,710
+HK$3,425/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,570/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,922
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,502
−HK$1,603/mo
Today · 4.125%
HK$62,105
baseline
▲ 0.50% · 4.625%
HK$65,379
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,210/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,096
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,215
−HK$2,152/mo
Today · 4.125%
HK$72,367
baseline
▲ 0.50% · 4.625%
HK$76,770
+HK$4,403/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,734/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,757
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,788
−HK$2,062/mo
Today · 4.125%
HK$79,850
baseline
▲ 0.50% · 4.625%
HK$84,058
+HK$4,208/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,700/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,157 · Scale 2, in force from 26 Feb 2026)