LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,832
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,009
−HK$1,196/mo
Today · 4.125%
HK$40,205
baseline
▲ 0.50% · 4.625%
HK$42,651
+HK$2,446/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,410/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,088
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,217
−HK$1,145/mo
Today · 4.125%
HK$44,362
baseline
▲ 0.50% · 4.625%
HK$46,701
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,724/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,399
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,811
−HK$1,435/mo
Today · 4.125%
HK$48,246
baseline
▲ 0.50% · 4.625%
HK$51,182
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$96,492/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,506
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,860
−HK$1,375/mo
Today · 4.125%
HK$53,235
baseline
▲ 0.50% · 4.625%
HK$56,041
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.95M · min. income ≈ HK$106,470/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,965
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,613
−HK$1,674/mo
Today · 4.125%
HK$56,287
baseline
▲ 0.50% · 4.625%
HK$59,712
+HK$3,425/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,574/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,924
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,504
−HK$1,603/mo
Today · 4.125%
HK$62,107
baseline
▲ 0.50% · 4.625%
HK$65,381
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,214/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,098
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,217
−HK$2,152/mo
Today · 4.125%
HK$72,369
baseline
▲ 0.50% · 4.625%
HK$76,772
+HK$4,403/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,738/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,759
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,791
−HK$2,061/mo
Today · 4.125%
HK$79,852
baseline
▲ 0.50% · 4.625%
HK$84,061
+HK$4,209/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,704/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,175 · Scale 2, in force from 26 Feb 2026)