LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,834
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,010
−HK$1,196/mo
Today · 4.125%
HK$40,206
baseline
▲ 0.50% · 4.625%
HK$42,653
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,412/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,089
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,218
−HK$1,145/mo
Today · 4.125%
HK$44,363
baseline
▲ 0.50% · 4.625%
HK$46,702
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,726/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,400
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,812
−HK$1,435/mo
Today · 4.125%
HK$48,247
baseline
▲ 0.50% · 4.625%
HK$51,183
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,494/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,507
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,862
−HK$1,374/mo
Today · 4.125%
HK$53,236
baseline
▲ 0.50% · 4.625%
HK$56,042
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,472/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,967
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,615
−HK$1,673/mo
Today · 4.125%
HK$56,288
baseline
▲ 0.50% · 4.625%
HK$59,714
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,576/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,925
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,506
−HK$1,603/mo
Today · 4.125%
HK$62,109
baseline
▲ 0.50% · 4.625%
HK$65,383
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,218/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,100
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,219
−HK$2,152/mo
Today · 4.125%
HK$72,371
baseline
▲ 0.50% · 4.625%
HK$76,775
+HK$4,404/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,742/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,761
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,793
−HK$2,061/mo
Today · 4.125%
HK$79,854
baseline
▲ 0.50% · 4.625%
HK$84,063
+HK$4,209/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,708/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,193 · Scale 2, in force from 26 Feb 2026)