LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,835
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,012
−HK$1,195/mo
Today · 4.125%
HK$40,207
baseline
▲ 0.50% · 4.625%
HK$42,654
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,414/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,091
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,220
−HK$1,145/mo
Today · 4.125%
HK$44,365
baseline
▲ 0.50% · 4.625%
HK$46,703
+HK$2,338/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,730/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,402
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,814
−HK$1,435/mo
Today · 4.125%
HK$48,249
baseline
▲ 0.50% · 4.625%
HK$51,185
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,498/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,509
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,864
−HK$1,374/mo
Today · 4.125%
HK$53,238
baseline
▲ 0.50% · 4.625%
HK$56,044
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,476/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,969
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,616
−HK$1,674/mo
Today · 4.125%
HK$56,290
baseline
▲ 0.50% · 4.625%
HK$59,716
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$112,580/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,927
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,508
−HK$1,603/mo
Today · 4.125%
HK$62,111
baseline
▲ 0.50% · 4.625%
HK$65,385
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.61M · min. income ≈ HK$124,222/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,103
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,221
−HK$2,152/mo
Today · 4.125%
HK$72,373
baseline
▲ 0.50% · 4.625%
HK$76,777
+HK$4,404/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,746/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,764
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,796
−HK$2,061/mo
Today · 4.125%
HK$79,857
baseline
▲ 0.50% · 4.625%
HK$84,066
+HK$4,209/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,714/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,215 · Scale 2, in force from 26 Feb 2026)