LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,837
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,014
−HK$1,195/mo
Today · 4.125%
HK$40,209
baseline
▲ 0.50% · 4.625%
HK$42,656
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,418/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,093
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,222
−HK$1,145/mo
Today · 4.125%
HK$44,367
baseline
▲ 0.50% · 4.625%
HK$46,706
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,734/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,404
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,816
−HK$1,435/mo
Today · 4.125%
HK$48,251
baseline
▲ 0.50% · 4.625%
HK$51,187
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,502/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,512
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,866
−HK$1,375/mo
Today · 4.125%
HK$53,241
baseline
▲ 0.50% · 4.625%
HK$56,047
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,482/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,971
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,619
−HK$1,674/mo
Today · 4.125%
HK$56,293
baseline
▲ 0.50% · 4.625%
HK$59,718
+HK$3,425/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,586/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,930
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,511
−HK$1,603/mo
Today · 4.125%
HK$62,114
baseline
▲ 0.50% · 4.625%
HK$65,388
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,228/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,106
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,225
−HK$2,152/mo
Today · 4.125%
HK$72,377
baseline
▲ 0.50% · 4.625%
HK$76,781
+HK$4,404/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,754/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,767
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,799
−HK$2,062/mo
Today · 4.125%
HK$79,861
baseline
▲ 0.50% · 4.625%
HK$84,070
+HK$4,209/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,722/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,245 · Scale 2, in force from 26 Feb 2026)