LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,837
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,014
−HK$1,196/mo
Today · 4.125%
HK$40,210
baseline
▲ 0.50% · 4.625%
HK$42,657
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,420/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,094
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,223
−HK$1,145/mo
Today · 4.125%
HK$44,368
baseline
▲ 0.50% · 4.625%
HK$46,707
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,736/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,405
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,817
−HK$1,435/mo
Today · 4.125%
HK$48,252
baseline
▲ 0.50% · 4.625%
HK$51,188
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,504/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,512
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,867
−HK$1,374/mo
Today · 4.125%
HK$53,241
baseline
▲ 0.50% · 4.625%
HK$56,048
+HK$2,807/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,482/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,972
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,620
−HK$1,674/mo
Today · 4.125%
HK$56,294
baseline
▲ 0.50% · 4.625%
HK$59,719
+HK$3,425/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,588/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,931
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,512
−HK$1,603/mo
Today · 4.125%
HK$62,115
baseline
▲ 0.50% · 4.625%
HK$65,389
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,230/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,107
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,226
−HK$2,152/mo
Today · 4.125%
HK$72,378
baseline
▲ 0.50% · 4.625%
HK$76,782
+HK$4,404/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$144,756/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,769
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,801
−HK$2,061/mo
Today · 4.125%
HK$79,862
baseline
▲ 0.50% · 4.625%
HK$84,072
+HK$4,210/mo
Deposit HK$1.66M · loan HK$14.93M · min. income ≈ HK$159,724/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,255 · Scale 2, in force from 26 Feb 2026)