LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,842
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,019
−HK$1,196/mo
Today · 4.125%
HK$40,215
baseline
▲ 0.50% · 4.625%
HK$42,662
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,430/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,099
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,228
−HK$1,145/mo
Today · 4.125%
HK$44,373
baseline
▲ 0.50% · 4.625%
HK$46,712
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,746/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,410
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,823
−HK$1,435/mo
Today · 4.125%
HK$48,258
baseline
▲ 0.50% · 4.625%
HK$51,194
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,516/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,518
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,873
−HK$1,375/mo
Today · 4.125%
HK$53,248
baseline
▲ 0.50% · 4.625%
HK$56,054
+HK$2,806/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,496/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,979
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,626
−HK$1,675/mo
Today · 4.125%
HK$56,301
baseline
▲ 0.50% · 4.625%
HK$59,727
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,602/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,938
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,519
−HK$1,603/mo
Today · 4.125%
HK$62,122
baseline
▲ 0.50% · 4.625%
HK$65,397
+HK$3,275/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,244/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,115
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,234
−HK$2,153/mo
Today · 4.125%
HK$72,387
baseline
▲ 0.50% · 4.625%
HK$76,791
+HK$4,404/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,774/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,778
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,810
−HK$2,062/mo
Today · 4.125%
HK$79,872
baseline
▲ 0.50% · 4.625%
HK$84,082
+HK$4,210/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,744/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,329 · Scale 2, in force from 26 Feb 2026)