LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,843
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,020
−HK$1,196/mo
Today · 4.125%
HK$40,216
baseline
▲ 0.50% · 4.625%
HK$42,663
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,432/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,100
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,229
−HK$1,146/mo
Today · 4.125%
HK$44,375
baseline
▲ 0.50% · 4.625%
HK$46,714
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,750/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,412
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,825
−HK$1,435/mo
Today · 4.125%
HK$48,260
baseline
▲ 0.50% · 4.625%
HK$51,196
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,520/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,520
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,875
−HK$1,375/mo
Today · 4.125%
HK$53,250
baseline
▲ 0.50% · 4.625%
HK$56,057
+HK$2,807/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,500/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,981
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,629
−HK$1,674/mo
Today · 4.125%
HK$56,303
baseline
▲ 0.50% · 4.625%
HK$59,729
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,606/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,940
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,521
−HK$1,604/mo
Today · 4.125%
HK$62,125
baseline
▲ 0.50% · 4.625%
HK$65,399
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,250/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,118
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,237
−HK$2,153/mo
Today · 4.125%
HK$72,390
baseline
▲ 0.50% · 4.625%
HK$76,794
+HK$4,404/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,780/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,813
−HK$2,062/mo
Today · 4.125%
HK$79,875
baseline
▲ 0.50% · 4.625%
HK$84,085
+HK$4,210/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,750/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,353 · Scale 2, in force from 26 Feb 2026)