LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,844
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,021
−HK$1,196/mo
Today · 4.125%
HK$40,217
baseline
▲ 0.50% · 4.625%
HK$42,664
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,434/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,101
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,230
−HK$1,145/mo
Today · 4.125%
HK$44,375
baseline
▲ 0.50% · 4.625%
HK$46,714
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,750/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,413
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$46,825
−HK$1,435/mo
Today · 4.125%
HK$48,260
baseline
▲ 0.50% · 4.625%
HK$51,197
+HK$2,937/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,520/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,521
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,876
−HK$1,374/mo
Today · 4.125%
HK$53,250
baseline
▲ 0.50% · 4.625%
HK$56,057
+HK$2,807/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,500/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,981
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,629
−HK$1,675/mo
Today · 4.125%
HK$56,304
baseline
▲ 0.50% · 4.625%
HK$59,730
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,608/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,941
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,522
−HK$1,604/mo
Today · 4.125%
HK$62,126
baseline
▲ 0.50% · 4.625%
HK$65,400
+HK$3,274/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,252/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,119
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,238
−HK$2,152/mo
Today · 4.125%
HK$72,390
baseline
▲ 0.50% · 4.625%
HK$76,795
+HK$4,405/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,780/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,814
−HK$2,062/mo
Today · 4.125%
HK$79,876
baseline
▲ 0.50% · 4.625%
HK$84,086
+HK$4,210/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,752/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,361 · Scale 2, in force from 26 Feb 2026)