LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,846
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,023
−HK$1,196/mo
Today · 4.125%
HK$40,219
baseline
▲ 0.50% · 4.625%
HK$42,666
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,438/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,103
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,232
−HK$1,145/mo
Today · 4.125%
HK$44,377
baseline
▲ 0.50% · 4.625%
HK$46,717
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,754/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,415
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,827
−HK$1,436/mo
Today · 4.125%
HK$48,263
baseline
▲ 0.50% · 4.625%
HK$51,199
+HK$2,936/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,526/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,523
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,375/mo
Today · 4.125%
HK$53,253
baseline
▲ 0.50% · 4.625%
HK$56,060
+HK$2,807/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,506/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,984
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,632
−HK$1,674/mo
Today · 4.125%
HK$56,306
baseline
▲ 0.50% · 4.625%
HK$59,732
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,612/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,944
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,525
−HK$1,603/mo
Today · 4.125%
HK$62,128
baseline
▲ 0.50% · 4.625%
HK$65,403
+HK$3,275/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,256/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,122
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,241
−HK$2,153/mo
Today · 4.125%
HK$72,394
baseline
▲ 0.50% · 4.625%
HK$76,799
+HK$4,405/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,788/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,785
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,818
−HK$2,061/mo
Today · 4.125%
HK$79,879
baseline
▲ 0.50% · 4.625%
HK$84,090
+HK$4,211/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,758/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,390 · Scale 2, in force from 26 Feb 2026)