LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,847
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,024
−HK$1,196/mo
Today · 4.125%
HK$40,220
baseline
▲ 0.50% · 4.625%
HK$42,668
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,440/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,104
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,234
−HK$1,145/mo
Today · 4.125%
HK$44,379
baseline
▲ 0.50% · 4.625%
HK$46,718
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,758/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,416
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,829
−HK$1,435/mo
Today · 4.125%
HK$48,264
baseline
▲ 0.50% · 4.625%
HK$51,201
+HK$2,937/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,528/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,525
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,880
−HK$1,375/mo
Today · 4.125%
HK$53,255
baseline
▲ 0.50% · 4.625%
HK$56,062
+HK$2,807/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,510/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,986
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,674/mo
Today · 4.125%
HK$56,308
baseline
▲ 0.50% · 4.625%
HK$59,735
+HK$3,427/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,616/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,946
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,527
−HK$1,604/mo
Today · 4.125%
HK$62,131
baseline
▲ 0.50% · 4.625%
HK$65,406
+HK$3,275/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,262/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,125
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,244
−HK$2,153/mo
Today · 4.125%
HK$72,397
baseline
▲ 0.50% · 4.625%
HK$76,802
+HK$4,405/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,794/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,788
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,821
−HK$2,062/mo
Today · 4.125%
HK$79,883
baseline
▲ 0.50% · 4.625%
HK$84,093
+HK$4,210/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,766/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,414 · Scale 2, in force from 26 Feb 2026)