LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,847
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,025
−HK$1,196/mo
Today · 4.125%
HK$40,221
baseline
▲ 0.50% · 4.625%
HK$42,668
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,442/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,105
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,234
−HK$1,146/mo
Today · 4.125%
HK$44,380
baseline
▲ 0.50% · 4.625%
HK$46,719
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,760/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,417
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,829
−HK$1,436/mo
Today · 4.125%
HK$48,265
baseline
▲ 0.50% · 4.625%
HK$51,202
+HK$2,937/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,530/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,526
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,881
−HK$1,374/mo
Today · 4.125%
HK$53,255
baseline
▲ 0.50% · 4.625%
HK$56,063
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,510/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,986
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,675/mo
Today · 4.125%
HK$56,309
baseline
▲ 0.50% · 4.625%
HK$59,735
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,618/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,947
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,528
−HK$1,603/mo
Today · 4.125%
HK$62,131
baseline
▲ 0.50% · 4.625%
HK$65,406
+HK$3,275/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,262/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,125
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,244
−HK$2,153/mo
Today · 4.125%
HK$72,397
baseline
▲ 0.50% · 4.625%
HK$76,802
+HK$4,405/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,794/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,789
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,821
−HK$2,062/mo
Today · 4.125%
HK$79,883
baseline
▲ 0.50% · 4.625%
HK$84,094
+HK$4,211/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,766/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,419 · Scale 2, in force from 26 Feb 2026)