LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,849
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,026
−HK$1,196/mo
Today · 4.125%
HK$40,222
baseline
▲ 0.50% · 4.625%
HK$42,669
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,444/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,106
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,235
−HK$1,146/mo
Today · 4.125%
HK$44,381
baseline
▲ 0.50% · 4.625%
HK$46,720
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,762/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,418
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,831
−HK$1,435/mo
Today · 4.125%
HK$48,266
baseline
▲ 0.50% · 4.625%
HK$51,203
+HK$2,937/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,532/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,527
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,883
−HK$1,374/mo
Today · 4.125%
HK$53,257
baseline
▲ 0.50% · 4.625%
HK$56,065
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,514/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,988
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,636
−HK$1,675/mo
Today · 4.125%
HK$56,311
baseline
▲ 0.50% · 4.625%
HK$59,737
+HK$3,426/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,622/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,949
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,530
−HK$1,603/mo
Today · 4.125%
HK$62,133
baseline
▲ 0.50% · 4.625%
HK$65,409
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,266/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,127
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,247
−HK$2,153/mo
Today · 4.125%
HK$72,400
baseline
▲ 0.50% · 4.625%
HK$76,805
+HK$4,405/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,800/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,791
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,824
−HK$2,062/mo
Today · 4.125%
HK$79,886
baseline
▲ 0.50% · 4.625%
HK$84,097
+HK$4,211/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,772/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,440 · Scale 2, in force from 26 Feb 2026)