LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,852
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,030
−HK$1,196/mo
Today · 4.125%
HK$40,226
baseline
▲ 0.50% · 4.625%
HK$42,674
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,452/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,110
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,240
−HK$1,145/mo
Today · 4.125%
HK$44,385
baseline
▲ 0.50% · 4.625%
HK$46,725
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,770/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,423
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,836
−HK$1,435/mo
Today · 4.125%
HK$48,271
baseline
▲ 0.50% · 4.625%
HK$51,208
+HK$2,937/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,542/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,532
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,888
−HK$1,374/mo
Today · 4.125%
HK$53,262
baseline
▲ 0.50% · 4.625%
HK$56,070
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,524/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,993
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,642
−HK$1,674/mo
Today · 4.125%
HK$56,316
baseline
▲ 0.50% · 4.625%
HK$59,743
+HK$3,427/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,632/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,954
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,536
−HK$1,603/mo
Today · 4.125%
HK$62,139
baseline
▲ 0.50% · 4.625%
HK$65,415
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,278/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,134
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,253
−HK$2,154/mo
Today · 4.125%
HK$72,407
baseline
▲ 0.50% · 4.625%
HK$76,812
+HK$4,405/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,814/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,798
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,831
−HK$2,063/mo
Today · 4.125%
HK$79,894
baseline
▲ 0.50% · 4.625%
HK$84,105
+HK$4,211/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,788/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,501 · Scale 2, in force from 26 Feb 2026)