LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,853
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,030
−HK$1,196/mo
Today · 4.125%
HK$40,226
baseline
▲ 0.50% · 4.625%
HK$42,674
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,452/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,111
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,240
−HK$1,146/mo
Today · 4.125%
HK$44,386
baseline
▲ 0.50% · 4.625%
HK$46,726
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,772/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,423
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,836
−HK$1,436/mo
Today · 4.125%
HK$48,272
baseline
▲ 0.50% · 4.625%
HK$51,209
+HK$2,937/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,544/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,533
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,888
−HK$1,375/mo
Today · 4.125%
HK$53,263
baseline
▲ 0.50% · 4.625%
HK$56,071
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,526/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,994
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,642
−HK$1,675/mo
Today · 4.125%
HK$56,317
baseline
▲ 0.50% · 4.625%
HK$59,744
+HK$3,427/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,634/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,955
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,536
−HK$1,604/mo
Today · 4.125%
HK$62,140
baseline
▲ 0.50% · 4.625%
HK$65,416
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,280/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,135
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,254
−HK$2,154/mo
Today · 4.125%
HK$72,408
baseline
▲ 0.50% · 4.625%
HK$76,813
+HK$4,405/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,816/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,799
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,832
−HK$2,063/mo
Today · 4.125%
HK$79,895
baseline
▲ 0.50% · 4.625%
HK$84,106
+HK$4,211/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,790/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,509 · Scale 2, in force from 26 Feb 2026)