LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,854
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,032
−HK$1,196/mo
Today · 4.125%
HK$40,228
baseline
▲ 0.50% · 4.625%
HK$42,676
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,456/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,112
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,242
−HK$1,146/mo
Today · 4.125%
HK$44,388
baseline
▲ 0.50% · 4.625%
HK$46,727
+HK$2,339/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,776/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,425
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,838
−HK$1,435/mo
Today · 4.125%
HK$48,273
baseline
▲ 0.50% · 4.625%
HK$51,211
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,546/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,535
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,890
−HK$1,375/mo
Today · 4.125%
HK$53,265
baseline
▲ 0.50% · 4.625%
HK$56,073
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,530/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,996
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,644
−HK$1,675/mo
Today · 4.125%
HK$56,319
baseline
▲ 0.50% · 4.625%
HK$59,746
+HK$3,427/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,638/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,957
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,538
−HK$1,605/mo
Today · 4.125%
HK$62,143
baseline
▲ 0.50% · 4.625%
HK$65,418
+HK$3,275/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,286/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,137
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,257
−HK$2,153/mo
Today · 4.125%
HK$72,410
baseline
▲ 0.50% · 4.625%
HK$76,816
+HK$4,406/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,820/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,802
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,835
−HK$2,063/mo
Today · 4.125%
HK$79,898
baseline
▲ 0.50% · 4.625%
HK$84,109
+HK$4,211/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,796/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,531 · Scale 2, in force from 26 Feb 2026)