LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,857
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,034
−HK$1,197/mo
Today · 4.125%
HK$40,231
baseline
▲ 0.50% · 4.625%
HK$42,678
+HK$2,447/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,462/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,115
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,245
−HK$1,145/mo
Today · 4.125%
HK$44,390
baseline
▲ 0.50% · 4.625%
HK$46,730
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,780/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,428
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,841
−HK$1,436/mo
Today · 4.125%
HK$48,277
baseline
▲ 0.50% · 4.625%
HK$51,214
+HK$2,937/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,554/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,538
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,893
−HK$1,375/mo
Today · 4.125%
HK$53,268
baseline
▲ 0.50% · 4.625%
HK$56,076
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,536/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,999
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,648
−HK$1,675/mo
Today · 4.125%
HK$56,323
baseline
▲ 0.50% · 4.625%
HK$59,750
+HK$3,427/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,646/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,961
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,542
−HK$1,605/mo
Today · 4.125%
HK$62,147
baseline
▲ 0.50% · 4.625%
HK$65,422
+HK$3,275/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,294/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,142
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,261
−HK$2,154/mo
Today · 4.125%
HK$72,415
baseline
▲ 0.50% · 4.625%
HK$76,821
+HK$4,406/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,830/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,807
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,840
−HK$2,063/mo
Today · 4.125%
HK$79,903
baseline
▲ 0.50% · 4.625%
HK$84,115
+HK$4,212/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,806/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,572 · Scale 2, in force from 26 Feb 2026)