LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,859
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,036
−HK$1,197/mo
Today · 4.125%
HK$40,233
baseline
▲ 0.50% · 4.625%
HK$42,681
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,466/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,117
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,247
−HK$1,146/mo
Today · 4.125%
HK$44,393
baseline
▲ 0.50% · 4.625%
HK$46,733
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,786/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,430
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,844
−HK$1,435/mo
Today · 4.125%
HK$48,279
baseline
▲ 0.50% · 4.625%
HK$51,217
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,558/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,541
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,896
−HK$1,375/mo
Today · 4.125%
HK$53,271
baseline
▲ 0.50% · 4.625%
HK$56,079
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,542/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,002
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,651
−HK$1,675/mo
Today · 4.125%
HK$56,326
baseline
▲ 0.50% · 4.625%
HK$59,753
+HK$3,427/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,652/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,964
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,546
−HK$1,604/mo
Today · 4.125%
HK$62,150
baseline
▲ 0.50% · 4.625%
HK$65,426
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,300/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,146
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,265
−HK$2,154/mo
Today · 4.125%
HK$72,419
baseline
▲ 0.50% · 4.625%
HK$76,825
+HK$4,406/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,838/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,811
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,845
−HK$2,062/mo
Today · 4.125%
HK$79,907
baseline
▲ 0.50% · 4.625%
HK$84,119
+HK$4,212/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,814/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,606 · Scale 2, in force from 26 Feb 2026)