LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,861
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,039
−HK$1,196/mo
Today · 4.125%
HK$40,235
baseline
▲ 0.50% · 4.625%
HK$42,683
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,470/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,120
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,249
−HK$1,146/mo
Today · 4.125%
HK$44,395
baseline
▲ 0.50% · 4.625%
HK$46,736
+HK$2,341/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,790/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,433
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,846
−HK$1,436/mo
Today · 4.125%
HK$48,282
baseline
▲ 0.50% · 4.625%
HK$51,220
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,564/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,544
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,899
−HK$1,375/mo
Today · 4.125%
HK$53,274
baseline
▲ 0.50% · 4.625%
HK$56,083
+HK$2,809/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,548/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,005
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,654
−HK$1,675/mo
Today · 4.125%
HK$56,329
baseline
▲ 0.50% · 4.625%
HK$59,757
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,658/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,968
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,549
−HK$1,605/mo
Today · 4.125%
HK$62,154
baseline
▲ 0.50% · 4.625%
HK$65,430
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,308/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,150
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,269
−HK$2,154/mo
Today · 4.125%
HK$72,423
baseline
▲ 0.50% · 4.625%
HK$76,830
+HK$4,407/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,846/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,816
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,849
−HK$2,063/mo
Today · 4.125%
HK$79,912
baseline
▲ 0.50% · 4.625%
HK$84,124
+HK$4,212/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,824/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,642 · Scale 2, in force from 26 Feb 2026)