LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,862
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,039
−HK$1,197/mo
Today · 4.125%
HK$40,236
baseline
▲ 0.50% · 4.625%
HK$42,684
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,472/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,121
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,250
−HK$1,146/mo
Today · 4.125%
HK$44,396
baseline
▲ 0.50% · 4.625%
HK$46,736
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,792/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,434
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,847
−HK$1,436/mo
Today · 4.125%
HK$48,283
baseline
▲ 0.50% · 4.625%
HK$51,221
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,566/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,545
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,900
−HK$1,376/mo
Today · 4.125%
HK$53,276
baseline
▲ 0.50% · 4.625%
HK$56,084
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,552/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,006
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,655
−HK$1,675/mo
Today · 4.125%
HK$56,330
baseline
▲ 0.50% · 4.625%
HK$59,758
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,660/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,969
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,550
−HK$1,605/mo
Today · 4.125%
HK$62,155
baseline
▲ 0.50% · 4.625%
HK$65,431
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,310/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,151
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,271
−HK$2,154/mo
Today · 4.125%
HK$72,425
baseline
▲ 0.50% · 4.625%
HK$76,831
+HK$4,406/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,850/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,817
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,851
−HK$2,062/mo
Today · 4.125%
HK$79,913
baseline
▲ 0.50% · 4.625%
HK$84,126
+HK$4,213/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,826/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,654 · Scale 2, in force from 26 Feb 2026)